Terms of Use

Effective October 21, 2026

By using trueupaudit.com (the "Site"), you agree to these terms.

1. Educational information only

Educational information only. Not insurance, legal, or consulting advice. TrueUpAudit is not an insurance agency or consultant. Nothing on the Site creates an attorney-client, agent, broker, or consultant relationship. Content is general and may not reflect the rules of your state, your carrier, or your policy.

2. Calculators are estimates

Our calculators use simplified formulas and the numbers you enter. Results are estimates for your own review, not your carrier's calculation and not a statement of what you owe or are owed. Default values, including any example percentages, may not apply to you.

3. You are responsible for your decisions

You decide whether and how to dispute an audit, and you are responsible for the accuracy of anything you submit to your carrier, a rating bureau, or a regulator. Check deadlines on your own audit notice. For advice about your situation, consult a licensed insurance professional, CPA, or attorney.

4. No guarantee

We make no promise that using the Site will reduce your premium or change any audit result. The Site is provided "as is" without warranties of any kind, to the extent the law allows.

5. Limitation of liability

To the fullest extent permitted by law, TrueUpAudit is not liable for any indirect, incidental, or consequential damages, or any amount you pay or fail to recover, arising from your use of the Site. Our total liability for any claim relating to the free Site is limited to $0, or the minimum amount allowed by law.

6. Acceptable use

Don't misuse the Site, attempt to disrupt it, or scrape it in a way that burdens it. You may share links to our guides freely.

7. Third-party links

We link to official sources such as rating bureaus and carriers. We aren't responsible for their content.

8. Changes and governing law

We may update these terms; the effective date above shows the latest version. These terms are governed by the laws of the State of Texas.